How are My Medical Bills Paid if I Get into a Car Accident in San Diego?
We see car accidents all the time. On our way to work, we may see a couple of cars on the side of the road waiting for the police. Or, we see a story on the news about a car that was hit by a tractor-trailer. We never really think it’ll happen to us. And, if you’re lucky, you’ll never have the experience of getting into a bad car accident. For some people, they know all too well how terrible this experience can be. If you get into a serious car accident, you’re going to suffer some pretty bad injuries. You’re going to need to go to the hospital and pay the medical bills. You may even need surgery and physical therapy.
There are a few things you need to do if you get into a car accident:
- Call the police – You need the cops to come to the scene and do a thorough investigation. They’ll prepare a police report with valuable information. Your car accident attorney in San Diego will need this information to prepare your case.
- Go to the hospital – Whether you think you’re injured or not, you need to go to the hospital. You can call an ambulance yourself or have the police do it for you. If the accident is serious enough, the cops will automatically call an ambulance when they report to the scene. You need to have a doctor check you out and make sure you’re okay. He’ll perform the necessary tests to see what kind of injuries you’ve suffered. Your auto accident lawyer in San Diego will need these medical records to prove you were injured.
- Call an experienced San Diego car accident attorney – Once you’ve been treated for your injuries, you need to call a San Diego car accident lawyer. He can help file your insurance claims and make sure you’re compensated for your injuries.
As long as you do these three things, you’ll be able to increase your chances or recovery. Your San Diego accident lawyer needs you to do these things so he can properly prepare your case against the other driver.
In the meantime, you’re going to need medical treatment. You’re going to wonder how you’re going to pay for this care.
The Hospital Knows You Were in an Accident
When you go to the hospital, they’re going to know you were involved in a car crash. Either you came in on an ambulance or you’ll let them know. They’ll ask for your insurance information. Make sure you provide them with this information. They’ll have to initially bill your provider for your hospital bill.
If you don’t have insurance, the hospital will try to have Medicaid to cover your expenses. It really depends on whether or not you qualify for Medicaid. If you do, they’ll cover your expenses while you wait to sort out your personal injury lawsuit.
The same goes for Medicare. If you’re an older victim, you’re probably on Medicare. Give the hospital your information so they can bill Medicare for your treatment.
It’s important to understand that someone has to pay for your medical care. This means your insurance, Medicare or Medicaid will have to foot the bill initially. However, once you settle your lawsuit or win in court, they’re going to need to be reimbursed.
How Will the Insurance Company Be Reimbursed?
When you settle your lawsuit, your attorney will have to make sure the insurance providers are reimbursed. In fact, he won’t have much of a choice. The insurance company (or the State) will place a lien against your legal settlement. They will be the first people paid out of your settlement proceeds.
When your San Diego car accident lawyer negotiates your settlement, he’ll apportion a certain amount toward medical bills. For example, you may settle for $3 million. But your settlement agreement will state that only $1 million is to be used for medical expenses.
For the most part, the amount designated for medical bills is what will be used to pay back your medical bills. Of course, some cases are more complicated. You may be required to pay back all of your medical bills, regardless of what your settlement agreement says. Your car accident attorney in San Diego will work on getting this amount reduced.
Contact a San Diego Car Accident Lawyer Today
If you’re involved in a car crash, it’s important that you receive the medical care you need. While you focus on recovering from your injuries, your attorney will focus on the legal side of things. Call and schedule your free initial consultation with an experienced car accident lawyer in San Diego today.